
Refund Policy

A legal disclaimer
At Ray's Therapy, I aim to provide a fair and transparent approach to payments and refunds. Please read the following carefully:
Refund Policy - Session Fees
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Fees are agreed in advance and payable by following payment methods, Stripe, bank transfer, or cash].
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Payment is due 24hours before each session.
Cancellations & Refunds
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24 hours’ notice is required for cancellations.
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If you cancel with more than 24 hours’ notice, you will not be charged and any advance payment will be refunded or credited towards a future session.
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If you cancel with less than 24 hours’ notice, or do not attend, the full session fee will be charged and no refund will be issued.
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In the event that I need to cancel, you will be offered either a full refund or the option to reschedule at no additional cost.
Refunds for Pre‑Paid Sessions
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If you have purchased a block of sessions in advance, unused sessions may be refunded if you decide to discontinue therapy.
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Refunds will be calculated based on the number of sessions used, with the remaining balance returned.
Exceptions
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Refunds are not available once a session has been completed.
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Refunds may take up to 5–28 working days to process, depending on your payment method.
